WORK & BUSINESS

Business finance calculators

Free business loan calculators for repayments, interest, APR, borrowing and eligibility, plus farm, aircraft, asset and start-up finance.

77 tools to exploreCHOOSE YOUR STARTING POINT

UK business loan calculatorUK business loan calculator with APR. See repayments, total interest, arrangement fee, overpayments, an interest-only start and early settlement.UK asset finance calculatorUK asset finance calculator with APR. See hire purchase and lease payments, VAT, balloon, fees and tax relief, or find the rate from a quoted payment.UK Start Up Loan calculatorUK Start Up Loan calculator: monthly repayments at 7.5% or legacy 6%, total interest, extra payments and a one-to-five-year term comparison.UK cash flow loan calculatorUK cash flow loan calculator with APR. See repayments, fees, weekly repayments and interest-only months, or find the rate from a quoted repayment.Business loan interest calculatorBusiness loan interest calculator: see how much interest a business loan will cost in total and in the first year, for any amount, rate and term.Interest-only commercial loan calculatorCalculate monthly interest, term interest and principal due at maturity on a fixed-rate interest-only commercial loan.Commercial loan refinance calculator UKCompare monthly payments, total interest and upfront costs on a fixed-rate UK commercial loan refinance. See the payment change and cash-flow break-even.UK lease loan calculatorEstimate UK equipment finance lease rentals, initial payments and quoted end costs in pounds. Excludes VAT, tax and accounting treatment.Franchise business loan calculator UKEstimate UK franchise repayments, total interest and owner contribution share from project cost, cash contribution, fixed rate and term in pounds.UK business loan APR calculatorEstimate a UK business loan's fee-inclusive annual rate and total cost from the repayment, flat-rate or fixed-fee offer, with arrangement and other fees.UK commercial loan balloon payment calculatorUK commercial loan calculator with balloon payment. Compare 25-year amortisation on a 5-year loan, percentage balloon, interest, savings and exit options.UK business loan arrangement fee calculatorUK business loan calculator with arrangement fee. See monthly repayments, total interest, fee added vs deducted, cash received, and effective APR.UK merchant cash advance loan calculatorEstimate UK merchant cash advance payback, card machine holdbacks, remittance schedule, upfront fees and annualized cash-flow cost.Business Loan Payoff CalculatorEstimate interest and time saved by overpaying a UK business loan, with monthly or weekly payments and a quoted early repayment charge.UK business loan amount calculatorEstimate UK business loan principal from a payment budget, quoted rate, term, arrangement fees and a fee-inclusive cost estimate.US hard money loan calculatorUS hard money loan calculator. Enter the loan, rate, term and points to see the payment, balloon, total cost, loan to value and the APR with points and fees.UK inheritance loan calculatorUK inheritance loan calculator. See the cost of a probate loan: cash received, amount repaid from the estate, what you keep and the effective annual rate.Agriculture loan calculatorAgriculture loan calculator: monthly repayments, interest and total cost of a farm business loan for any amount, rate and term.UK business loan insurance calculatorUK business loan insurance calculator. Enter your premium to see the extra payment, the cost over the term and how much the insurance adds to the APR.Aircraft loan calculatorAircraft loan calculator: monthly payments, interest and total cost of financing a light aircraft from the price, deposit, rate and term.UK business loan comparison calculatorUK business loan comparison calculator. Compare two or three offers on payment, interest, fees, total cost and APR, and see which is cheapest.Church loan calculatorChurch loan calculator: monthly repayments, interest and total cost of a loan for a church or charity building project.UK convertible loan note calculatorUK convertible loan calculator. See what a loan note converts into: interest, discount, valuation cap, shares issued and who owns what after the round.UK invoice loan calculatorUK invoice loan calculator. Enter the invoice value, advance rate and days to pay to see the advance, reserve, discount charge, service fee, cost and APR.UK revenue based loan calculatorUK revenue based loan calculator: total repayable at a repayment cap, monthly repayment at your revenue, months to repay with growth, APR and a loan comparison.US equipment loan calculatorUS equipment loan calculator with APR. See payments, sales tax, down payment, balloon, leases and tax savings, or find the rate from a quoted payment.US working capital loan calculatorUS working capital loan calculator with APR. See payments, fees, weekly payments and interest-only months, or find the rate from a quoted payment.UK DSCR commercial loan calculatorUK DSCR commercial loan calculator. Check debt service cover from net operating income or EBITDA, repayment or interest only, and the largest loan.UK business loan deposit calculatorUK business loan calculator with a deposit. Size the loan from the price and see LTV, repayments, fees, APR and cash needed up front. Compare five deposits.UK business loan tax calculatorUK business loan tax calculator: corporation tax or income tax relief on interest and fees, section 455 on director's loans and benefit in kind.UK startup business loan eligibility calculatorUK startup business loan eligibility calculator. Check the Start Up Loans conditions, the monthly repayment at 7.5% and the largest loan your budget supports.US invoice factoring loan calculatorUS invoice factoring loan calculator. Enter the invoice amount, advance rate and days to pay to see the advance, reserve, factoring fee, cost and APR.UK farm loan calculator with extra paymentsUK farm loan calculator with extra payments. See the interest and time saved by overpaying, a yearly harvest lump sum or a lump sum now.UK agri loan interest calculatorUK agri loan interest calculator. See interest, fees and APR for a farm loan paid monthly to yearly, interest only or as one crop loan payment.UK commercial loan prepayment penalty calculatorUK commercial loan prepayment penalty calculator. Work out the early repayment charge, the interest you save and what waiting for a step-down would do.UK interest free business loan calculatorUK interest free business loan calculator: repayments on a 0% deal with deposit and admin fee, the APR once fees count, and the saving against a loan.UK commercial loan length calculatorUK commercial loan length calculator. See how long a loan takes to repay at your payment, what an extra payment saves, and the payment for a target term.UK commercial loan LTV calculationUK commercial loan LTV calculation. Work out LTV and combined LTV with a second charge, the largest loan for a lender's limit, loan to cost and a fall in value.UK business loan fees calculatorUK business loan fees calculator: itemise arrangement, broker, legal, valuation, account and exit fees with VAT, then see the total cost and the APR with fees.US commercial loan calculator with taxesUS commercial loan calculator with property tax and insurance in the payment. See the total payment, APR and an estimated tax saving on interest and tax.Business loan EMI calculator with GSTBusiness loan EMI calculator with GST on the processing fee. See the EMI, interest, tax on fees, upfront cash, total and net cost, APR and the first-year split.UK lease interest rate calculatorUK lease interest rate calculator. Find the implied rate, the APR with fees and the flat rate from a finance lease rental, term and end payment.UK credit builder loan calculatorUK credit builder loan calculator. See the monthly payment, interest, fees and the real net cost of building credit over any term, from 1 to 120 months.SBA EIDL loan calculatorSBA EIDL calculator for the US. Estimate the monthly payment after the 12-month deferment, total interest, extra payments and the collateral rule.UK equipment loan vs lease calculatorUK equipment loan vs lease calculator. Compare hire purchase with a finance lease: net cost, cost per month, tax relief and the break-even end value.UK microfinance loan calculatorUK microfinance loan calculator. See repayments, the true cost of a flat or declining-balance rate, fees, insurance and compulsory savings.UK marina loan start-up cost calculatorUK marina start-up cost calculator. Build the project cost from land, berths, dredging and buildings, then see the loan, payments and berths needed.UK loan balance roll-forward calculatorUK loan balance roll-forward: calculate the beginning loan balance, add new borrowing, take off principal repaid and see the ending balance and cash lines.US business loan calculatorUS business loan calculator with APR. See your monthly payment, total interest, origination fee, extra payments, an interest-only start and payoff.US business loan APR calculatorEstimate a US business loan's fee-inclusive annual rate and total cost from payments, a fixed fee, origination charges and closing costs.Commercial loan refinance calculator USCompare payments, interest and closing costs for a US commercial loan refinance. Model a fixed-rate offer over the proposed term.US equipment lease calculatorEstimate US equipment lease payments, advance rentals and quoted residual or buyout in dollars. Excludes tax, fees and accounting treatment.Franchise business loan calculator USEstimate US franchise payments, interest and owner contribution share from project cost, cash down, fixed rate and term in dollars. Not an SBA check.US commercial loan amount calculatorEstimate US commercial loan principal from a payment budget, quoted rate, term, origination fees and a fee-inclusive cost estimate.US merchant cash advance calculatorEstimate US merchant cash advance payback, POS holdbacks, remittance schedule, upfront fees and annualized cash-flow cost.US business loan origination fee calculatorUS business loan calculator with origination fee. See monthly repayments, total interest, fee added vs deducted, cash received, and nominal annualized APR.US commercial loan balloon payment calculatorUS commercial loan balloon payment calculator. Compare 25-year amortization on a 5-year loan, balloon percentage, interest, monthly savings and payoff.Commercial Loan Payoff CalculatorEstimate interest and time saved by paying a US commercial loan early, with monthly or weekly payments and a quoted prepayment charge.US credit builder loan calculatorUS credit builder loan calculator. See the monthly payment, interest, fees and the real net cost of building credit, with the held money released at the end.US startup business loan eligibility calculatorUS startup business loan eligibility calculator. Check the SBA 7(a) 10% equity injection and 1.15 coverage, and the Microloan limits, for a new business.US DSCR commercial loan calculatorUS DSCR commercial loan calculator. Check debt service coverage from NOI or EBITDA against SBA 7(a) or lender minimums, amortizing or interest only.US commercial loan length calculatorUS commercial loan length calculator. See how long a loan takes to pay off at your payment, what extra payments save, and the payment for a target term.US commercial loan LTV calculationUS commercial loan LTV calculation. Work out LTV and CLTV with a second lien, the largest loan for a lender's limit, loan to cost and a fall in value.US revenue based financing calculatorUS revenue based financing calculator: total payback at the cap, monthly payment at your revenue, months to repay, APR and a term loan comparison.US farm loan interest calculatorUS farm loan interest calculator. See interest, fees and APR for a farm loan paid monthly to yearly, interest only or as one operating loan payment.US farm loan extra payment calculatorUS farm loan extra payment calculator. See the interest and time saved by prepaying, a yearly harvest lump sum or a lump sum now.US microloan calculatorUS microloan calculator. See repayments, the true cost of a flat or declining-balance rate and fees, and check the SBA Microloan limits.US business loan down payment calculatorUS business loan down payment calculator. Size the loan from the price and see LTV, payments, fees, APR and cash needed at closing. Compare five down payments.US loan beginning balance cash flow calculatorUS loan beginning balance calculator: add new borrowing, take off principal repaid and see the ending balance, interest and statement of cash flows lines.US commercial loan prepayment penalty calculatorUS commercial loan prepayment penalty calculator. See a step-down, flat, lock-out or SBA 7(a) penalty, the interest you save and what waiting would do.US equipment loan vs lease calculatorUS equipment loan vs lease calculator. Compare an equipment loan with a lease or $1 buyout: net cost, cost per month, tax effect and break-even value.US lease interest rate calculatorUS lease interest rate calculator. Find the implied rate, APR with fees, money factor and finance charge from an equipment lease payment and residual.US convertible note calculatorUS convertible note calculator. See what a note or post-money SAFE converts into: interest, discount, valuation cap, shares and ownership after the round.US compare business loans calculatorUS compare business loans calculator. Put two or three offers side by side on payment, interest, fees, total cost and APR, and see which costs least.US business loan credit insurance calculatorUS business loan credit insurance calculator. Enter your premium to see the extra payment, the cost over the term and how much the insurance adds to the APR.US inheritance advance calculatorUS inheritance advance calculator. See the cost of probate funding: cash received, what the provider takes, what you keep and the annualised rate.US marina loan start-up cost calculatorUS marina start-up cost calculator. Build the cost from land, docks, dredging and buildings, then see the loan, payments, slips needed and SBA 7(a) checks.

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