Financial calculators

Compound interest calculatorCompound interest calculator: see how your savings grow with interest and monthly contributions, with daily, monthly, quarterly or annual compounding.

UK loan calculatorEssentialUK loan calculator: monthly repayments, total interest and total amount repayable from your APR, worked out the way UK lenders do, plus early settlement.

Inflation calculatorUK inflation calculator: work out purchasing power loss, future equivalent living costs and historical price changes using official CPI rate benchmarks.

Pension calculatorInternational edition: Project retirement pot accumulation, compound investment returns, employer contributions, and estimated retirement income.

Interest calculatorInterest calculator for the UK: work out total interest charges, monthly repayments and overall loan or savings balances with standard flat interest rates.

Investment calculatorInvestment calculator for the UK: project portfolio growth, regular monthly contributions, compound returns and investment platform fees over any timeframe.

Zakat calculatorZakat calculator: calculate your annual 2.5% Islamic Zakat liability across cash, gold, silver, shares and business stock above the Nisab threshold.

Annuity calculatorInternational edition: Calculate guaranteed lifetime annuity income, escalation options, joint life spouse benefits, and break-even periods.

UK state pension calculatorCalculate your UK New State Pension entitlement based on National Insurance qualifying years and deferral bonus.

State pension age calculatorInternational edition: Find your statutory state pension age or Social Security Full Retirement Age (FRA) and years until retirement.

Personal loan calculatorPersonal loan calculator: see the monthly repayment, total interest and total cost of an unsecured loan for any amount, rate and term.

Savings calculatorSavings calculator: see how your savings grow with regular monthly deposits and compound interest over any number of years.

IBAN calculatorIBAN calculator: validate International Bank Account Numbers using the official ISO 13616 Mod-97 checksum algorithm and check format accuracy.

SIP calculatorSIP calculator: work out systematic investment plan future maturity amounts, total capital invested and compound wealth gained over any duration.

Budget calculatorBudget calculator for the UK: organise your monthly take-home income using the 50/30/20 budgeting rule for essentials, lifestyle wants and savings goals.

ISA calculatorISA calculator for the UK: work out your tax-free cash ISA growth, monthly deposit compounding and 20,000 pound annual allowance limits.

APR calculatorAPR calculator for the UK: work out the true annual rate of a loan from the amount, upfront fees, monthly payment and term.

Savings interest calculatorSavings interest calculator for the UK: work out compound interest earnings, monthly deposit growth and annual interest across bank accounts and cash ISAs.

UK LTV calculatorUK LTV calculator: work out your mortgage loan to value, the lender LTV band it falls in and how much less to borrow to reach a better band.

UK NHS pension calculatorCalculate UK NHS pension benefits under the 2015 CARE scheme (1/54th accrual), tiered contributions, and tax-free commutation.

Pension drawdown calculatorInternational edition: Simulate how long your invested retirement fund will last with annual withdrawals, market growth, inflation, and fees.

Dividend calculatorDividend calculator for UK shares: work out dividend yield percentages, annual dividend income, dividend reinvestment (DRIP) and multi-year share growth.

Lot size calculatorForex lot size calculator: determine optimal standard, mini, and micro position sizes based on account equity, risk percentage, and stop loss pips.

Gold calculatorGold calculator: calculate cash scrap value and melt market price for gold jewellery and bullion based on weight, karat purity and spot market prices.

Stocks and shares ISA calculatorStocks and shares ISA calculator for UK investors: estimate long-term capital growth, regular monthly deposits and tax-sheltered investment returns.

UK credit card interest calculatorWork out the interest on a UK credit card balance, how long a monthly payment takes to clear it, and what paying only the minimum would cost.

Cagr calculatorCAGR calculator: calculate compound annual growth rate, total percentage gain and absolute monetary return between starting and ending investment values.

Bitcoin calculatorBitcoin calculator: convert BTC amounts to fiat currency, calculate satoshi equivalents, and determine satoshis per currency unit at current market price.

Life insurance calculatorCalculate how much life insurance cover you need based on debts, mortgage balance, income replacement, and family living expenses.

Pension contribution calculatorInternational edition: Calculate total monthly pension contributions, tax relief savings, employer match, and net reduction in take-home pay.

UK pension tax calculator HMRCCalculate UK HMRC emergency tax (1257L M1) deducted from pension withdrawals and work out your tax refund claimable via P55/P53Z.

UK SIPP calculatorProject your UK Self-Invested Personal Pension (SIPP) accumulation, basic and higher rate tax relief top-ups, and 25% tax-free cash.

Roi calculatorROI calculator: calculate return on investment percentage, annualized rate of return, capital multiple and net dollar profit on business or asset purchases.

UK loan overpayment calculatorUK loan overpayment calculator: see the interest and time you save by paying extra each month or a lump sum, and your new final repayment date.

UK armed forces pension calculatorUK edition: Calculate military retirement pension benefits, service year multipliers, lump sum options, and early departure payments.

UK secured loan calculatorUK secured loan calculator: work out the monthly repayment, total cost and APRC of a second charge loan, with broker and lender fees, a change of rate and LTV.

Credit card repayment calculatorCredit card repayment calculator: see how long it takes to clear a card balance and how much interest you'll pay with a fixed or minimum monthly payment.

Bitcoin mining calculatorBitcoin mining calculator: estimate daily, monthly and annual net mining profits based on ASIC hashrate, hardware wattage, electricity costs and pool fees.

Premium bonds calculatorUK Premium Bonds calculator: calculate your odds of winning tax-free NS&I prizes, expected annual return and chances of winning based on your holding.

S&P 500 calculatorS&P 500 calculator for UK investors: estimate historical index returns, monthly regular investing, dividend reinvestment (DRIP) and inflation effects.

UK loan interest calculatorUK loan interest calculator: total interest on a loan from its APR, the interest in the first year, and the monthly repayment and total repayable.

Insurance cover calculatorCalculate complete personal insurance coverage across life, disability income, property, and umbrella liability protection.

Credit card APR calculatorCredit card APR calculator: turn your card's APR into a monthly interest rate and see the interest on your balance.

UK pension tax relief calculatorUK edition: Calculate income tax relief on personal retirement contributions, government top-ups, and net cost to your take-home pay.

US life insurance calculatorUS edition: Estimate life insurance coverage requirements based on mortgage balance, 529 college funds, and income replacement.

WASPI compensation calculatorUK edition: Check WASPI compensation eligibility and calculate estimated PHSO Ombudsman recommended payouts for 1950s women.

Annuity vs drawdown calculatorInternational edition: Compare guaranteed lifetime annuity income against invested drawdown flexibility, remaining fund value, and inheritance potential.

UK cashing in pension calculatorUK edition: Calculate the tax payable, 25% tax-free portion, 10% IRS penalties, and net cash received when cashing in a retirement pot.

UK life insurance calculatorUK edition: Calculate life insurance cover needs in pounds, factoring in repayment mortgages, family income replacement, and funeral costs.

Macroeconomics calculatorMacroeconomics calculator: compute GDP using the aggregate expenditure model (C + I + G + NX), trade balance, and Keynesian fiscal spending multiplier.

Forex calculatorForex calculator: estimate trade profit, loss, contract volume and pip returns across major currency pairs and JPY crosses for long and short orders.

SWP calculatorSWP calculator: estimate systematic withdrawal plan cash flows, monthly income longevity, investment growth and final remaining portfolio balance.

Simple interest calculatorSimple interest calculator for the UK: work out total flat interest charges, monthly payments and equivalent APR on personal loans and fixed promissory notes.

UK loan early repayment calculatorUK loan early repayment calculator: estimate your settlement figure, interest rebate and the most a lender can charge to pay a loan off early.

Crypto profit calculatorCrypto profit calculator: calculate net cryptocurrency returns, return on investment (ROI %), break-even exit prices and exchange trading fee deductions.

Forex profit calculatorForex profit calculator: work out net trade profit or loss, pips gained and percentage returns for long and short currency trades across all lot sizes.

Ppp calculatorPurchasing Power Parity (PPP) calculator: calculate implied exchange rates, relative currency valuation percentages and price level indices across borders.

Regular saver calculatorRegular saver calculator for the UK: work out fixed-term monthly savings returns, total interest earned and maturation balances on high-rate savings accounts.

UK loan eligibility calculatorUK loan eligibility calculator: estimate how much you could borrow from your take-home pay, credit repayments and essential spending at your APR.

Flight delay compensation calculatorUK edition: Calculate UK261 and EU261 statutory flight delay compensation payouts between £220 and £520 per passenger by distance.

Medical negligence claim calculatorUK edition: Calculate clinical negligence compensation based on Judicial College Guidelines general damages and NHS claim frameworks.

Accident at work claim calculatorUK edition: Calculate accident at work compensation payouts based on Judicial College Guidelines general damages and lost earnings.

UK LSA calculatorCalculate available UK Lump Sum Allowance (£268,275) and LSDBA (£1,073,100) under the Finance Act 2024 replacing the Lifetime Allowance.

UK police pension calculatorUK edition: Calculate police officer retirement pension, service accrual, commutation lump sums, and member contribution rates.

UK teacher pension calculatorUK edition: Calculate teacher retirement pension income, service years accrual, member contribution tiers, and tax-free commutation.

US insurance calculatorUS edition: Estimate comprehensive insurance coverage needs across life, disability, homeowners dwelling, and umbrella liability policies.

US home insurance calculatorUS edition: Estimate homeowners HO-3 insurance coverage limits across Dwelling Coverage A, Other Structures B, and Personal Property C.

US flight delay refund calculatorUS edition: Calculate mandatory cash refunds owed by airlines under US Department of Transportation rules for significantly delayed flights.

Pips calculatorForex pips calculator: calculate monetary pip value per lot across standard, mini and micro trade volumes for major currencies and JPY cross pairs.

UK loan APR calculatorUK loan APR calculator: work out the APR of a loan from the amount, fees and monthly payment or interest rate, the way UK lenders quote it.

CICA criminal injury calculatorUK edition: Calculate CICA criminal injury compensation awards based on the 2012 statutory tariff, multiple injuries, and lost earnings.

Home insurance calculatorCalculate recommended home insurance coverage for structural rebuild costs, household contents, and valuable possessions.

Whiplash claim calculatorUK edition: Calculate whiplash injury compensation under the Whiplash Injury Regulations 2021 statutory tariff and Official Injury Claim portal.

UK civil service pension calculatorUK edition: Calculate civil service retirement pension benefits, annual accrual rates, automatic lump sums, and contribution rates.

US medical malpractice calculatorUS edition: Estimate medical malpractice settlement values based on economic damages, medical bills, and state statutory damage caps.

Debt consolidation loan calculatorDebt consolidation loan calculator: see the monthly payment and total cost of one loan to clear your existing debts, and how the term changes it.

FIRE calculatorUK FIRE calculator: work out your financial independence number using the 4% safe withdrawal rule, ISA bridge timeline and years until early retirement.

Calculator roeReturn on Equity (ROE) calculator: work out corporate ROE %, profit margin, asset turnover, and financial leverage equity multiplier with DuPont analysis.

UK interest only calculatorUK interest only calculator: monthly interest-only payments on a loan, what you pay once repayments start and the extra interest it costs.

UK pension annual allowance calculatorUK edition: Calculate your annual retirement contribution limits, high-earner tapering, carry-forward allowance, and excess tax charges.

UK pension drawdown tax calculatorUK edition: Calculate income tax payable on flexible drawdown withdrawals, Personal Allowance utilization, and net cash received.

US work accident claim calculatorUS edition: Estimate workers compensation settlement benefits, temporary disability wage replacement, and third-party injury recovery.

Cost of living calculatorCost of living calculator for the UK: compare regional city living costs, required salary adjustments and housing expense differences when relocating.

Irr calculatorIRR calculator: solve for internal rate of return and net present value across multi-year project cash flows to evaluate capital investment viability.

Net worth calculatorNet worth calculator for the UK: calculate your total financial wealth by tallying property equity, pensions and savings against mortgages and consumer debt.

Scrap silver calculatorScrap silver calculator: estimate cash payout and melt value for sterling silver, fine silver and silver coins based on weight, fineness and spot rate.

Wacc calculatorWACC calculator: calculate weighted average cost of capital, capital structure weights, and after-tax cost of debt for corporate valuation models.

UK loan comparison calculatorUK loan comparison calculator: compare two loan quotes by APR and term to see the monthly repayments, total cost and which is cheaper.

Data breach compensation calculatorUK edition: Calculate GDPR data breach compensation under Section 168 of the Data Protection Act 2018 for distress and financial losses.

Housing disrepair compensation calculatorUK edition: Calculate housing disrepair compensation payouts under Section 11 Landlord and Tenant Act 1985 based on rent abatement.

ACAS settlement agreement calculatorUK edition: Calculate ACAS settlement agreement payouts, statutory redundancy entitlement, and the s.401 ITEPA £30,000 tax-free exemption.

UK LGPS pension calculatorCalculate UK Local Government Pension Scheme (LGPS 2014) benefits, CARE 1/49th accrual, contribution tiers, and lump sum.

Secured loans calculatorSecured loans calculator for any currency: monthly payment, total cost, fees, APR including fees and loan to value on a loan secured on a home or asset.

UK insurance calculatorUK edition: Calculate personal insurance coverage needs across life, income protection, buildings, and liability in British pounds.

UK home insurance calculatorUK edition: Calculate buildings rebuild costs in pounds based on RICS BCIS rates, room contents value, and single item limits.

US whiplash settlement calculatorUS edition: Estimate car accident whiplash settlements based on medical bills, chiropractic care, lost wages, and pain multipliers.

Child Trust Fund calculatorChild Trust Fund calculator for the UK: calculate maturation value at age 18, monthly family contributions and compound growth on your CTF voucher.

Emergency fund calculatorEmergency fund calculator for the UK: work out your 3 to 6 month essential living cost reserve, current savings shortfall and monthly timeline to goal.

Future value calculatorFuture value calculator: work out the future worth of cash lump sums and periodic annuity deposits compounded at any nominal interest or return rate.

Mutual fund calculatorMutual fund calculator for the UK: project OEIC, unit trust and index fund growth, regular monthly contributions and ongoing fund charges (OCF) fee drag.

Npv calculatorNPV calculator: calculate net present value, profitability index (PI) and discounted future cash flows for capital budgeting decisions at your hurdle rate.

US data breach settlement calculatorUS edition: Estimate data breach settlement benefits under CCPA statutory damage rules, lost time reimbursement, and class action payouts.

Bps calculatorBasis points calculator: convert basis points (bps) to percentage rates, decimals and monetary interest costs on principal sums and loan portfolios.

UK loan affordability calculatorUK loan affordability calculator: check whether you can afford a loan's monthly repayment from your take-home pay, credit and essential spending.

Personal loan overpayment calculatorPersonal loan overpayment calculator: see how much interest and time you save by overpaying a personal loan each month or with a lump sum.

UK payday loan calculatorUK payday loan calculator: see the interest, total to repay and APR at the FCA cap of 0.8% a day, with instalments, late fees and the 100% limit.

UK compound interest loan calculatorUK compound interest loan calculator: see how compounding grows what you owe, compounded daily, monthly, quarterly or yearly, with or without repayments.

UK loan value calculatorUK loan value calculator: the fair value of a loan's remaining repayments at today's market rate, and its premium or discount to the balance.

UK simple loan calculatorUK simple loan calculator: monthly payments and total interest on a flat-rate (simple interest) loan, and the APR it really works out at.

Personal loan interest calculatorPersonal loan interest calculator: see the total interest on an unsecured loan, the first-year interest and how your rate changes the cost.

Personal loan eligibility calculatorPersonal loan eligibility calculator: estimate how much you could borrow on an unsecured loan from an affordable monthly payment.

UK joint loan eligibility calculatorUK joint loan eligibility calculator: estimate how much two people could borrow together from both take-home pays, credit and essential spending.

UK loan balance calculatorUK loan balance calculator: the outstanding balance on a loan after any number of repayments, with principal and interest paid so far.

UK loan amount calculatorUK loan amount calculator: work out how much you can borrow, or what you originally borrowed, from the monthly repayment, APR and term.

Gold loan calculatorGold loan calculator for rupees or any currency: the payment, interest and effective rate on a gold loan repaid by EMI, monthly interest or one payment.

UK balloon loan calculatorUK balloon loan calculator: the monthly payment on a loan or car finance with a final balloon payment, the total interest and the cost against no balloon.

UK loan protection insurance calculatorUK loan protection insurance calculator: what payment protection costs from your quote, monthly and over the loan, and the most a claim would pay out.

UK loan to income calculatorUK loan to income calculator: your loan-to-income (LTI) ratio, single or joint, and the most a lender's income multiple such as 4.5 times would allow.

Secured loan eligibility calculatorSecured loan eligibility calculator: estimate the most you could borrow against your home from its value, your mortgage and a loan-to-value limit.

UK DSCR loan calculatorUK DSCR loan calculator: the debt service coverage ratio of a property or business loan from net operating income, and the largest loan at a lender's minimum.

UK loan replacement calculatorUK loan replacement calculator: whether switching to a cheaper loan saves money after the early repayment charge and fees, and how soon it pays back.

UK how long to repay a loan calculatorHow long to repay a loan in the UK: the time, number of repayments, final repayment and date, and total interest from the balance, APR and monthly repayment.

Private loan calculatorPrivate loan calculator: work out monthly repayments and total interest on a loan between family or friends, at any rate including 0%.

Guarantor loan calculatorGuarantor loan calculator for the UK: monthly repayments, interest and total cost of a loan where a friend or family member guarantees repayment.

Personal loan APR calculatorPersonal loan APR calculator for the UK: check a loan's APR from the amount, any fees, the monthly payment and the term, and compare offers.

Retirement loan calculatorRetirement loan calculator: monthly payments, interest and total cost of borrowing in later life, on a repayment or interest-only basis.

FD loan calculatorFD loan calculator: work out the monthly repayment and total interest on a loan secured against a fixed deposit or savings account.

Investment loan calculatorInvestment loan calculator: monthly repayments, interest and total cost of a loan secured against shares or other investments.

Logbook loan calculatorLogbook loan calculator for the UK: monthly repayments, interest and total cost of a loan secured on your vehicle.

UK interest only secured loan calculatorUK interest only secured loan calculator: the monthly interest, the lump sum owed at the end, fees, APRC and the extra cost against repaying capital.

Secured loan affordability calculatorSecured loan affordability calculator: see how much a monthly payment would let you borrow on a loan secured on your home.

UK short-term loan interest calculatorUK short-term loan interest calculator: work interest and total to repay from an APR, a daily rate or a flat charge, with the FCA payday cap check.

UK interest free loan calculatorUK interest free loan calculator: the monthly repayment on a 0% loan, the APR an upfront fee adds and how much you save against borrowing at interest.

UK loan to cost calculatorUK loan to cost calculator: the LTC and loan to GDV of a development loan, the most a lender would offer at its limits and the equity you need.

Personal loan borrowing calculatorPersonal loan borrowing calculator: work out the maximum personal loan a monthly repayment would cover at your rate and term.

UK credit card loan payoff calculatorSee how extra payments or a one-off lump sum shorten a UK credit card payoff, how much interest they save, and whether a loan would cost less.

UK credit card vs personal loan calculatorCompare a UK personal loan with a credit card for the same amount: monthly payment, interest, time to clear, the saving and the break-even card payment.

UK balance transfer loan calculatorSee what a UK credit card balance transfer saves after the fee, how much is left when the 0% period ends, and the payment that clears it in time.

Debt loan payoff calculatorDebt loan payoff calculator: see how much sooner you could clear a loan, and how much interest you'd save, by paying extra each month.

Call loan calculatorWork out the simple interest and payoff amount on a call loan with part-payments, advances and rate changes using a dated ledger.

UK payday loan APR calculatorUK payday loan APR calculator: work the effective APR from a daily rate or total charge and compare it with the simple yearly rate and the FCA cap.

UK overdraft loan interest calculatorWork out the interest on a UK bank overdraft from the amount, the days, the EAR and any interest-free amount, with two balance bands and an optional cap.

UK flexi loan calculatorWork out the monthly repayment, total cost and APR of a UK flexi loan, including a rate quoted per month, a fee, and what settling early saves.

Flat rate loan calculatorFlat rate loan calculator: work out repayments on a flat-rate loan and see its true APR, which is much higher than the flat rate.

Actuarial loan calculatorActuarial loan calculator: work out the level monthly payment, total interest and total cost of an annuity (actuarial) repayment loan.

UK loan accrued interest calculatorUK loan accrued interest calculator: the interest that builds up on a loan balance between two dates, and the interest per day on a 365 or 360-day basis.

US loan payoff and prepayment penalty calculatorUS loan prepayment penalty calculator in USD: your payoff amount with per diem interest, any prepayment penalty and what paying off early saves.

Self-employed loan calculatorSelf-employed loan calculator for the UK: estimate how much you could borrow from a monthly repayment your business income can support.

Loan calculator with lump sum paymentsLoan calculator with lump sum payments: see how a one-off payment towards your loan cuts the interest you pay and how soon it's cleared.

Crypto loan calculatorCrypto loan calculator: monthly repayments, interest and total cost of a loan secured against cryptocurrency, for any amount, rate and term.

Private loan interest calculatorPrivate loan interest calculator: work out the interest on a loan between family or friends at the rate you've agreed.

Personal loan compound interest calculatorPersonal loan compound interest calculator: see how interest compounds on a personal loan balance you aren't repaying, and how much the debt grows.

Joint personal loan eligibility calculatorJoint personal loan eligibility calculator: estimate how much two people could borrow unsecured from a repayment you can afford together.

Gold loan interest rate calculatorCalculate a gold loan interest rate: work out the APR on a loan secured on gold from the amount borrowed, any fees, the monthly payment and the term.

Gold loan interest calculatorGold loan interest calculator for rupees or any currency: interest by the day, month or EMI, a 365 or 360-day year, and the saving from closing early.

Fixed deposit loan calculatorFixed deposit loan calculator for rupees or any currency: the most you can borrow against an FD, what it grows to, the loan cost and the real extra cost.

UK balance transfer vs personal loan calculatorCompare a UK 0% balance transfer card with a personal loan: monthly payment, fees, interest and total cost, and which clears your card debt for less.

UK IVA early settlement loan calculatorEstimate what to offer creditors to settle a UK IVA early from your monthly payment and months left, and what a loan to fund the offer would cost.

Debt consolidation loan eligibility calculatorDebt consolidation loan eligibility calculator: estimate the consolidation loan a monthly payment could cover, and what lenders check.

UK payday loan payoff calculatorUK payday loan payoff calculator: see the interest saved by repaying early or making a part payment, and the cost of up to two rollovers.

UK short-term interest-only loan calculatorUK short-term interest-only loan calculator: monthly interest, final payment, fees and effective APR when you repay the amount in one go at the end.

UK overdraft vs personal loan calculatorCompare the cost of a UK overdraft with a personal loan for the same amount, and find the number of days at which the overdraft stops being cheaper.

US loan-to-value calculatorUS loan-to-value calculator in USD: LTV and CLTV on your home, and the mortgage balance at which PMI can be cancelled or ends under federal law.

Private loan payoff calculatorPrivate loan payoff calculator: see how extra monthly payments shorten a private or family loan and how much interest they save.

Personal loan lump sum repayment calculatorPersonal loan lump sum repayment calculator: see how much interest and time a one-off overpayment saves on your personal loan.

Gold loan amount calculatorGold loan amount calculator for rupees or any currency: how much you can borrow against gold by weight, purity and price, and the gold needed for a loan.

Loan against FD interest rate calculatorLoan against FD interest rate calculator for rupees or any currency: the loan rate (FD rate plus margin), borrowing limit, interest and real cost.

Margin loan interest calculatorMargin loan interest calculator: daily interest on a margin loan for any amount, rate tiers and days, plus the margin call level.

US title loan payoff calculatorUS title loan payoff calculator: the total you pay on a 30-day title loan with rollovers and early payoff, the fee, and the APR, in dollars.

US title loan value calculatorUS title loan value calculator: estimate how much your vehicle could secure from its value, the lender's share and what you owe, plus the 30-day cost.

Secured loan interest rate calculator UKSecured loan interest calculator for the UK: total interest on a loan secured on your home and how the rate changes it.

UK secured loan LTV calculatorUK secured loan LTV calculator: work out the combined loan to value of your mortgage and a second charge loan, and how much more you could borrow.

Secured loan no broker fee calculatorCompare a UK secured loan with and without a broker fee. See the monthly repayment, total repayable and APRC, and what the broker fee costs you in all.

US flex loan calculatorWork out the monthly payment, total cost and APR of a US flex-style instalment loan with an origination fee, and see what paying it off early saves.

UK business line of credit loan calculatorEstimate the payments and interest on a UK business credit line drawn down, interest only, as equal payments or a percentage of the balance.

Consolidated loan interest rate calculatorWork out the true rate on a debt consolidation loan from the amount, fees, monthly payment and term, and compare it with your debts.

Debt consolidation loan interest rate calculatorDebt consolidation loan interest calculator: see the interest on a consolidation loan at different rates, and compare it with your current debts.

UK consolidation loan comparison calculatorCompare keeping up to three debts with one or two UK consolidation loan offers: payment, APR with fees, total repayable and what each saves.

UK demand loan calculatorCalculate the simple interest on a UK demand or call loan to any date, with part-payments, advances, rate changes and a choice of day basis.

UK payday loan compensation calculatorUK payday loan compensation calculator: estimate the interest and charges you could get back on unaffordable loans, plus interest. An estimate only.

UK daily interest on payday loan calculatorUK daily interest on a payday loan: the cost per day at up to 0.8%, the interest for your days borrowed, the total to repay and when the 100% cap hits.

UK payday loan eligibility calculatorUK payday loan eligibility calculator: check typical criteria, the cost at the FCA price cap and what is left of your income. Not an approval.

UK flex loan APR calculation explanationSee how the APR of a UK flexible loan is worked out from its rate and fee, and why it is higher than the quoted rate, with the sums shown.

Reducing rate loan calculatorReducing rate loan calculator: convert a flat interest rate into the equivalent reducing-balance rate and APR from the loan amount and term.

Compound daily interest loan calculatorCompound daily interest loan calculator: see how much a loan balance grows when interest is added every day and nothing is repaid.

US debt-to-income calculatorUS debt-to-income loan calculator in USD: your back-end and front-end DTI ratios from monthly debts and gross income, and the room left under a lender's limit.

Loan calculator with extra monthly paymentsLoan calculator with extra monthly payments: see how much interest and time regular overpayments save on any loan.

Bullet repayment gold loan calculatorBullet repayment gold loan calculator in rupees or any currency: the amount due at the end, the interest, the yearly rate and whether the gold covers it.

Gold loan compound interest calculatorGold loan compound interest calculator: see how interest compounds on a loan secured on gold or jewellery when it isn't paid until the end.

Gold loan prepayment calculatorGold loan prepayment calculator: the interest and time saved by part-paying a gold loan repaid by EMI, monthly interest or one payment, in any currency.

Gold loan limit calculatorGold loan limit calculation: estimate how much you could borrow against gold or jewellery from its value and the lender's maximum loan-to-value.

Gold loan vs personal loan calculatorGold loan vs personal loan calculator: compare the payment, total cost and effective annual rate of each, including a bullet gold loan, to see which is cheaper.

Gold loan eligibility calculatorGold loan eligibility calculator: estimate the maximum loan you could get against your gold or jewellery, after any existing gold loan.

Gold loan LTV calculatorGold loan LTV calculator for rupees or any currency: the loan-to-value of a gold loan, the room under your lender's limit and the gold price fall that hits it.

UK loan insurance policy calculatorUK loan insurance policy calculator: the decreasing or level life cover a loan needs and what your own quote costs over the term. Not a quote.

UK interest only investment loan calculatorUK interest only investment loan calculator: the monthly interest, the lump sum owed, and the return an investment needs to cover the cost of borrowing.

Investment loan borrowing calculatorInvestment loan borrowing calculator: estimate how much you could borrow against a portfolio of shares or funds at a loan-to-value limit.

UK investment loan tax deduction calculatorUK investment loan tax deduction calculator: why a loan to buy shares gets no relief, and a relief estimate for qualifying loans such as close company shares.

UK margin loan tax calculatorUK margin loan tax calculator: margin interest (no tax relief), the margin call level, and capital gains tax on your gain using the rate you enter.

UK investment loan repayments calculatorUK investment loan repayments calculator: the monthly repayment and total interest, and whether a lump sum is better used to repay the loan or to invest.

US loan payment calculatorUS loan payment calculator in USD: monthly payment, Truth in Lending APR, amount financed and finance charge, including an origination fee taken upfront.

US loan payoff calculatorUS loan payoff calculator in USD: see how much interest and time extra monthly or one-time payments save, and the date your loan will be paid off.

US loan cost calculatorUS loan cost calculator in USD: total interest, finance charge and APR including an origination fee, plus first-year and daily interest on a loan.

US loan qualification calculatorUS loan qualification calculator in USD: the most you could borrow from your gross income, monthly debts and a lender's maximum debt-to-income ratio.

US APR calculatorUS annual percentage rate calculator in USD: the Truth in Lending APR of a loan with an origination fee or points, plus the amount financed and finance charge.

US interest only loan calculatorUS interest only loan calculator in USD: the interest-only payment, the payment after the interest-only period ends and the total interest.

US compare loans calculatorCompare loans calculator for US offers in USD: two loans' payments, finance charges and APRs with origination fees, and which costs less.

US loan affordability calculatorCan I afford this loan? US calculator in USD: the monthly payment and your debt-to-income ratio with the new loan against the limit you set.

US loan compound interest calculatorUS loan compound interest calculator in USD: how an APR compounded daily, monthly or yearly grows a balance, the APY and when payments clear it.

US loan fair value calculatorUS loan fair value calculator in USD: what a private or seller-financed note is worth at a buyer's required yield, and the discount to its balance.

US simple interest loan calculatorUS simple interest loan calculator in USD: the monthly payment, total interest, daily (per diem) interest and what a late payment adds.

US joint loan qualification calculatorUS joint loan qualification calculator in USD: how much you and a co-borrower could qualify for from both gross incomes and a debt-to-income limit.

US loan principal calculatorUS loan principal calculator in USD: the loan amount a monthly payment covers at your note rate and term, plus total interest.

US remaining loan balance calculatorUS remaining loan balance calculator in USD: the principal left after any number of payments, interest paid so far and the final payment date.

US balloon payment calculatorUS balloon payment calculator in USD: the balloon due after a few years on a loan amortized over 30 years, the monthly payment and interest paid.

US DSCR loan calculatorUS DSCR loan calculator in USD: the debt service coverage ratio of a rental property, rent divided by PITIA, and the largest loan that meets a lender's DSCR.

US loan refinance calculatorUS loan refinance calculator in USD: the new payment, interest saved after closing costs and the break-even month when you refinance a personal or auto loan.

US how long to pay off a loan calculatorHow long to pay off a loan in the US: the months to payoff, final payment and date, and total interest from the balance, interest rate and monthly payment.

US zero interest loan calculatorUS zero interest loan calculator in USD: 0% APR financing against a cash rebate with a bank loan, the payment on each and which costs less in total.

US LTC loan calculatorUS LTC loan calculator in USD: loan to cost and loan to ARV for a fix-and-flip or construction loan, the most a lender would fund and the cash you need.

US loan interest accrual calculatorUS loan interest accrual calculator in USD: interest accrued on a loan between two dates and the per diem, using a 365 or 360-day year.

US credit insurance calculatorUS credit insurance calculator in USD: what a single-premium credit insurance policy added to your loan really costs, including the interest on the premium.

Pawnbroker bullet loan calculatorUK pawnbroker bullet loan calculator in GBP: the one payment to redeem your item, the interest charged, the effective yearly rate and the loan against value.

Pawn shop single payment loan calculatorUS pawn shop single payment loan calculator in USD: the amount due to get your item back, the finance charge, the yearly rate and the loan against its value.

Pawnbroker gold loan amount calculatorUK pawnbroker gold loan amount calculator in GBP: what a pawnbroker might lend on gold by weight, carat and price, and the gold needed for the loan you want.

Pawn shop gold loan amount calculatorUS pawn shop gold loan amount calculator in USD: what a pawn shop might lend on gold by weight, karat and price, and the gold needed for the loan you want.

Pawnbroker loan vs personal loan calculatorUK pawn loan vs personal loan calculator in GBP: compare the payments, total cost and effective annual rate of a pawnbroker loan and a personal loan.

Pawn shop loan vs personal loan calculatorUS pawn shop loan vs personal loan calculator in USD: compare the payments, total cost and effective annual rate of a pawn loan and a personal loan.

Pawnbroker loan to value calculatorUK pawnbroker loan to value calculator in GBP: the loan-to-value on your gold, the room under the lender's limit and the gold price fall that would reach it.

Pawn shop loan to value calculatorUS pawn shop loan to value calculator in USD: the loan-to-value on your gold, the room under the lender's limit and the gold price fall that would reach it.

Savings secured loan calculatorUK savings secured loan calculator in GBP: the most you could borrow against fixed-term savings, the loan cost and the extra over the rate the savings earn.

CD secured loan calculatorUS CD secured loan calculator in USD: the most you could borrow against a certificate of deposit, the loan cost and the extra over the rate the CD earns.

US secured loan calculatorUS secured loan calculator: see the monthly payment, total interest and APR with fees on a loan secured by savings, a CD, a vehicle or your home.

US interest only secured loan calculatorUS interest only secured loan calculator: the monthly interest, the balloon due at the end, fees, APR and the extra cost against an amortizing loan.

US secured loan LTV calculatorUS secured loan LTV calculator: find your combined loan to value (CLTV) with a home equity loan or HELOC, and how much more you could borrow at a cap.

US interest only investment loan calculatorUS interest only investment loan calculator: the monthly interest, the balloon owed, and the return an investment needs to cover the cost of borrowing.

US investment loan repayments calculatorUS investment loan repayments calculator: the monthly payment and total interest, and whether a lump sum is better used to pay down the loan or to invest.

UK logbook loan value calculatorLogbook loan value calculator for the UK: estimate how much your car could secure, then see the weekly payment, the total to repay and the APR.

US credit card interest calculatorSee the interest on a US credit card balance, how many months a fixed payment takes to clear it, and what paying only the minimum would cost.

US credit card loan payoff calculatorSee how extra payments or a lump sum shorten a US credit card payoff, how much interest you save, and whether a payoff loan would cost less.

US business line of credit calculatorEstimate the payments and interest on a US business line of credit: interest only, a draw period then repayment, equal payments or a share of the balance.

US overdraft fee and interest calculatorPrice a US overdraft: the per-item fee and what it equals as a yearly rate, against interest on an overdraft line of credit for the same days.

US line of credit vs loan calculatorCompare the interest on a US line of credit with a personal loan for the same amount, and find the days at which the line stops being cheaper.

US flex loan APR calculatorWork out the APR of a US flex loan: a line of credit with a daily fee, a short advance with one fee, or a fixed-term loan with an origination fee.

US balance transfer vs personal loan calculatorCompare a US balance transfer card with a personal loan: monthly payment, transfer fee, origination fee, interest and total cost, and which costs less.

US credit card vs personal loan calculatorCompare a US personal loan, with its origination fee, against a credit card for the same amount: payment, interest, time to clear and the break-even payment.

US balance transfer loan calculatorSee what a US credit card balance transfer saves after the percentage and minimum fee, and what is left when the 0% intro APR period ends.

US consolidation loan comparison calculatorCompare keeping up to three debts with one or two US debt consolidation loans: payment, real APR with the origination fee, total and what each saves.

US demand loan calculatorCalculate the simple interest on a US demand or call loan to any date, with partial payments, advances, rate changes and 365 or 360 day years.

US payday loan calculatorUS payday loan calculator: turn a fee per $100 into dollars and APR, with rollovers, late fees and the total repaid. State law sets the fee limit.

US payday loan APR calculatorUS payday loan APR calculator: find the APR from the loan amount, fee and days, with the fee added or taken from the advance. Uses Regulation Z.

US payday loan payoff calculatorUS payday loan payoff calculator: see the months and interest saved by paying extra on a high-rate installment loan, and why a flat fee does not shrink.

US daily interest on payday loan calculatorUS daily interest on a payday loan: spread a flat fee per $100 over the term, or work daily interest from a yearly rate, with the APR shown beside it.

US short-term loan interest calculatorUS short-term loan interest calculator: work interest, total to repay and APR from a yearly rate, a daily rate or a flat payday-style fee.

US short-term interest-only loan calculatorUS short-term interest-only loan calculator: monthly interest, the balloon payment, points and APR for a loan where you repay the principal at the end.

US loan insurance policy calculatorUS loan insurance policy calculator: the decreasing or level coverage a loan needs and what your own quote costs over the term. Not a quote.

US payday loan eligibility calculatorUS payday loan eligibility calculator: check the CFPB requirements, the fee and APR, the 36% military limit and what is left of your income.

US investment interest deduction calculatorUS investment interest deduction calculator: how much loan interest you can deduct (Form 4952), what carries forward, and your after-tax cost in USD.

US margin interest tax deduction calculatorUS margin interest tax deduction calculator: margin interest, the Form 4952 deduction and carryforward, after-tax rate and margin call price in USD.

UK logbook loan payoff calculatorUK logbook loan payoff calculator: the settlement figure to clear your logbook loan early, the interest rebate and the APR, in pounds.

UK margin loan interest calculatorUK margin loan interest calculator: daily interest on a margin loan on a 365 or 360 day year, rate tiers by balance and the margin call price.

US margin loan interest calculatorUS margin loan interest calculator: daily interest on a margin loan on a 360 or 365 day year, rate tiers by balance and the margin call price.

Pawnbroker gold loan calculatorUK pawnbroker gold loan calculator in GBP: what you repay, the interest and the effective yearly rate on a pawn loan paid in one go, monthly or by EMI.

Pawn shop gold loan calculatorUS pawn shop gold loan calculator in USD: what you pay, the finance charges and the effective yearly rate on a pawn loan paid in one go, monthly or by EMI.

Pawnbroker early repayment calculatorUK pawnbroker early repayment calculator in GBP: the interest saved by part-paying or redeeming a pawn loan early, paid in one go, monthly or by EMI.

Pawn shop early payoff calculatorUS pawn shop early payoff calculator in USD: the finance charges saved by part-paying or paying off a pawn loan early, paid in one go, monthly or by EMI.

Pawnbroker loan interest calculatorUK pawnbroker loan interest calculator in GBP: interest by the day or month on a pawn loan, a 365 or 360-day year and the saving from redeeming early.

Pawn shop loan interest calculatorUS pawn shop loan interest calculator in USD: finance charges by the day or month on a pawn loan, a 365 or 360-day year and the saving from paying early.

Savings secured loan rate calculatorUK savings secured loan rate calculator in GBP: the loan rate (savings rate plus margin), borrowing limit, interest and the cost above what savings earn.

CD secured loan rate calculatorUS CD secured loan rate calculator in USD: the loan rate (CD rate plus margin), borrowing limit, interest and the cost above what the CD earns.

UK pension calculatorUK edition: Project retirement pot accumulation, compound investment returns, employer contributions, and estimated retirement income.

US pension calculatorUS edition: Project retirement pot accumulation, compound investment returns, employer contributions, and estimated retirement income.

UK annuity calculatorUK edition: Calculate guaranteed lifetime annuity income, escalation options, joint life spouse benefits, and break-even periods.

US annuity calculatorUS edition: Calculate guaranteed lifetime annuity income, escalation options, joint life spouse benefits, and break-even periods.

UK state pension age calculatorUK edition: Find your statutory state pension age or Social Security Full Retirement Age (FRA) and years until retirement.

US state pension age calculatorUS edition: Find your statutory state pension age or Social Security Full Retirement Age (FRA) and years until retirement.

UK pension drawdown calculatorUK edition: Simulate how long your invested retirement fund will last with annual withdrawals, market growth, inflation, and fees.

US pension drawdown calculatorUS edition: Simulate how long your invested retirement fund will last with annual withdrawals, market growth, inflation, and fees.

UK pension contribution calculatorUK edition: Calculate total monthly pension contributions, tax relief savings, employer match, and net reduction in take-home pay.

US pension contribution calculatorUS edition: Calculate total monthly pension contributions, tax relief savings, employer match, and net reduction in take-home pay.

UK annuity vs drawdown calculatorUK edition: Compare guaranteed lifetime annuity income against invested drawdown flexibility, remaining fund value, and inheritance potential.

US annuity vs drawdown calculatorUS edition: Compare guaranteed lifetime annuity income against invested drawdown flexibility, remaining fund value, and inheritance potential.

US armed forces pension calculatorUS edition: Calculate military retirement pension benefits, service year multipliers, lump sum options, and early departure payments.

US pension tax relief calculatorUS edition: Calculate income tax relief on personal retirement contributions, government top-ups, and net cost to your take-home pay.

US cashing in pension calculatorUS edition: Calculate the tax payable, 25% tax-free portion, 10% IRS penalties, and net cash received when cashing in a retirement pot.

US police pension calculatorUS edition: Calculate police officer retirement pension, service accrual, commutation lump sums, and member contribution rates.

US teacher pension calculatorUS edition: Calculate teacher retirement pension income, service years accrual, member contribution tiers, and tax-free commutation.

US civil service pension calculatorUS edition: Calculate civil service retirement pension benefits, annual accrual rates, automatic lump sums, and contribution rates.

US pension annual allowance calculatorUS edition: Calculate your annual retirement contribution limits, high-earner tapering, carry-forward allowance, and excess tax charges.

US pension drawdown tax calculatorUS edition: Calculate income tax payable on flexible drawdown withdrawals, Personal Allowance utilization, and net cash received.

Inflation calculator USUS inflation calculator: calculate buying power loss, future consumer costs and cumulative price inflation over time based on Bureau of Labor Statistics data.

Interest calculator USUS interest calculator: determine total loan interest, monthly payments and total payoff cost for simple interest auto loans and personal debt promissory notes.

Simple interest calculator USSimple interest calculator for the US: work out daily simple interest charges, monthly payment schedules and total loan costs on 365 or 360 day note terms.

Investment calculator USInvestment calculator for US portfolios: calculate long-term compound growth, monthly 401(k) or brokerage deposits, annual returns and expense ratio costs.

Savings interest calculator USUS savings interest calculator: calculate annual percentage yield (APY), monthly recurring deposits and taxable compound interest on high-yield savings.

Regular saver calculator USUS regular saver calculator: evaluate recurring monthly deposits, compound interest accumulation and fixed term savings balances on automated deposit plans.

Budget calculator USUS budget calculator: split your monthly take-home paycheck using the 50/30/20 rule across fixed living expenses, discretionary wants and emergency savings.

Dividend calculator USUS dividend calculator: calculate stock dividend yields, projected quarterly and annual cash payouts, and compound portfolio wealth through dividend DRIP.

Emergency fund calculator USUS emergency fund calculator: calculate 3 to 6 months of living expenses, financial runway months and monthly savings targets to protect against shocks.

Net worth calculator USUS net worth calculator: track total financial health by measuring 401(k) accounts, real estate equity and liquid assets against mortgages and auto loans.

FIRE calculator USUS FIRE calculator: determine your financial independence retirement target, 4% safe withdrawal rate, lean vs fat FIRE milestones and projected retirement age.

Cost of living calculator USUS cost of living calculator: compare metro area living costs, state income tax effects and equivalent salary requirements when moving to a new city.

Mutual fund calculator USUS mutual fund calculator: calculate compound investment growth, monthly fund purchases, long-term returns and expense ratio fee impacts over time.

S&P 500 calculator USUS S&P 500 return calculator: calculate nominal and real inflation-adjusted investment returns, dividend reinvestment compounding and portfolio growth.

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