GGS lending in this sector
The British Business Bank's performance data as at 30 June 2026, which combines GGS with the third Recovery Loan Scheme, shows £81.58 million drawn across 696 facilities in agriculture, forestry and fishing. That is an average of about £117,213 a facility, out of £3,963.87 million and 22,947 facilities across all sectors.
In Scotland, the British Business Bank's 2 June 2026 release shows agriculture, forestry and fishing with 94 loans worth £10.1 million.
In the UK-wide data, business term loans were £2,917.17 million across 15,920 facilities and asset finance £914.50 million across 6,477. Invoice finance was £115.47 million across 525 facilities and revolving credit (overdrafts) £16.73 million across 25.
Northern Ireland caps
For businesses in scope of the Northern Ireland Protocol, the maximum facility is £285,000 in primary production agriculture and £170,000 in primary production aquaculture and fisheries. Outside the scope, the usual £2 million applies.
The three-year de minimis allowance is also lower: £42,500 for primary production of agricultural products and £25,500 for primary production of fishery and aquaculture products.
Check your limit with the Northern Ireland eligibility calculator.
Compare a facility with your allowance in the GGS subsidy allowance calculator.
Choosing a product
Equipment and vehicles are typical uses for asset finance, which can run for up to six years. Your lender decides what it will lend, and the BBB does not publish lender-specific terms.
Work out equipment costs with the GGS asset finance calculator.
QUESTIONS
Growth Guarantee Scheme for agriculture and fisheries: questions
Is farming excluded?
No. Agriculture is eligible, with lower caps and subsidy allowances for primary producers in scope of the Northern Ireland Protocol.
What is the limit for a farm in Northern Ireland in scope?
£285,000 for primary production agriculture, with a three-year de minimis allowance of £42,500.