Growth Guarantee Scheme for healthcare businesses

GGS lending in this sector

The British Business Bank's performance data as at 30 June 2026, which combines GGS with the third Recovery Loan Scheme, shows £149.89 million drawn across 894 facilities in human health and social work activities. That is an average of about £167,662 a facility, out of £3,963.87 million and 22,947 facilities across all sectors.

In Scotland, the British Business Bank's 2 June 2026 release shows human health and social work activities with 34 loans worth £5.1 million.

In the UK-wide data, business term loans were £2,917.17 million across 15,920 facilities and asset finance £914.50 million across 6,477. Invoice finance was £115.47 million across 525 facilities and revolving credit (overdrafts) £16.73 million across 25.

What can be financed

A GGS facility can be used for any legitimate business purpose, including cash flow, investment and growth. Equipment is a common use for asset finance, which starts from £1,000 and runs for up to six years.

Cost equipment finance with the GGS asset finance calculator.

Eligibility points

The business must generate more than 50% of turnover from trading, with exemptions for registered charities and further education establishments. State-funded schools and public-sector bodies are not eligible, so some publicly funded providers may not qualify. Check with your lender.

See the full eligibility criteria.