Growth Guarantee Scheme for transport businesses

GGS lending in this sector

The British Business Bank's performance data as at 30 June 2026, which combines GGS with the third Recovery Loan Scheme, shows £186.44 million drawn across 1,612 facilities in transportation and storage. That is an average of about £115,658 a facility, out of £3,963.87 million and 22,947 facilities across all sectors.

In Scotland, the British Business Bank's 2 June 2026 release shows transportation and storage with 133 loans worth £15.2 million.

In the UK-wide data, business term loans were £2,917.17 million across 15,920 facilities and asset finance £914.50 million across 6,477. Invoice finance was £115.47 million across 525 facilities and revolving credit (overdrafts) £16.73 million across 25.

Vehicles and equipment

Asset finance is available for up to six years, with a minimum of £1,000. Whether you end up owning the vehicle depends on the type of agreement, so check the agreement with your lender.

Work out the instalments with the GGS asset finance calculator.

For day-to-day cash flow, see the GGS overdraft calculator.

Working capital

Overdrafts and invoice finance run for up to three years. Overdrafts start at £25,001, and invoice finance from £1,000. The UK data shows these are a small part of GGS lending, so check which lenders offer them.