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Home/Personal & family finance

MONEY & PLANNING

Personal and family finance calculators

Free personal loan calculators for repayments, interest, APR, overpayments, borrowing and eligibility, plus guarantor and private loans.

15 tools to exploreCHOOSE YOUR STARTING POINT

Personal loan calculatorPersonal loan calculator: see the monthly repayment, total interest and total cost of an unsecured loan for any amount, rate and term.Personal loan overpayment calculatorPersonal loan overpayment calculator: see how much interest and time you save by overpaying a personal loan each month or with a lump sum.Personal loan interest calculatorPersonal loan interest calculator: see the total interest on an unsecured loan, the first-year interest and how your rate changes the cost.Personal loan eligibility calculatorPersonal loan eligibility calculator: estimate how much you could borrow on an unsecured loan from an affordable monthly payment.Private loan calculatorPrivate loan calculator: work out monthly repayments and total interest on a loan between family or friends, at any rate including 0%.Guarantor loan calculatorGuarantor loan calculator for the UK: monthly repayments, interest and total cost of a loan where a friend or family member guarantees repayment.Personal loan APR calculatorPersonal loan APR calculator for the UK: check a loan's APR from the amount, any fees, the monthly payment and the term, and compare offers.Retirement loan calculatorRetirement loan calculator: monthly payments, interest and total cost of borrowing in later life, on a repayment or interest-only basis.Personal loan borrowing calculatorPersonal loan borrowing calculator: work out the maximum personal loan a monthly repayment would cover at your rate and term.Crypto loan calculatorCrypto loan calculator: monthly repayments, interest and total cost of a loan secured against cryptocurrency, for any amount, rate and term.Private loan interest calculatorPrivate loan interest calculator: work out the interest on a loan between family or friends at the rate you've agreed.Personal loan compound interest calculatorPersonal loan compound interest calculator: see how interest compounds on a personal loan balance you aren't repaying, and how much the debt grows.Joint personal loan eligibility calculatorJoint personal loan eligibility calculator: estimate how much two people could borrow unsecured from a repayment you can afford together.Private loan payoff calculatorPrivate loan payoff calculator: see how extra monthly payments shorten a private or family loan and how much interest they save.Personal loan lump sum repayment calculatorPersonal loan lump sum repayment calculator: see how much interest and time a one-off overpayment saves on your personal loan.

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Planned personal and family finance calculators

Calculators we're building next in this category.

01Personal loan early repayment calculatorPlanned
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04Personal loan top up calculatorPlanned
05Personal loan balance calculatorPlanned
06Personal loan transfer calculatorPlanned
07Simple personal loan calculatorPlanned
08Loan for rent deposit uk calculatorPlanned
09Central trust loan calculatorPlanned
10Personal loan daily interest calculatorPlanned
11Interest only personal loan calculatorPlanned
12Personal loan calculator reducing balance formulaPlanned
13Personal loan amount calculatorPlanned
14Personal loan for stamp duty calculatorPlanned
15Calculating personal loan rebatePlanned
16Early repayment adjustment calculator personal loanPlanned
17Diminishing personal loan calculatorPlanned
18Epf loan eligibility calculatorPlanned
19Loan note interest calculationPlanned

CALCULATOR INPUTS AND METHODS

Personal & family finance calculator inputs and methods

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