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Home/Vehicle & asset finance

TRAVEL & TRANSPORT

Car and asset finance calculators

Free car, van, boat, caravan and motorcycle finance calculators for repayments, interest, APR, hire purchase and borrowing.

87 tools to exploreCHOOSE YOUR STARTING POINT

Car finance calculatorCar finance calculator: work out monthly payments, interest and total cost for a car loan or hire purchase from the price, deposit, rate and term.PCP calculatorCalculate monthly UK PCP car finance payments, GMFV balloon figures, and compare total costs against Hire Purchase to find the right auto agreement.Hire purchase calculatorHire purchase calculator for the UK: monthly HP payments, interest and total cost from the price, deposit, interest rate and term in months.Car finance APR calculatorCar finance APR calculator: work out the APR on a car loan or HP deal from the amount, fees, monthly payment and term.Van finance calculatorVan finance calculator: work out monthly payments, interest and total cost for a van loan or hire purchase from the price, deposit, rate and term.Car refinance calculatorCompare your current auto loan against new refinance offers to calculate monthly savings, total interest reduction, and breakeven timelines.Caravan finance calculatorCaravan finance calculator: monthly payments, interest and total cost for a caravan or motorhome loan from the price, deposit, rate and term.Lease calculatorCalculate monthly auto and equipment lease payments, initial money down, scheduled rentals, and residual buyout costs accurately.Boat finance calculatorBoat finance calculator: monthly payments, interest and total cost of a boat loan or marine mortgage from the price, deposit, rate and term.Car loan interest calculatorCar loan interest calculator: see how much interest your car finance will cost, and how the deposit, rate and term change it.Motorcycle loan calculatorMotorcycle loan calculator: monthly payments, interest and total cost of motorbike finance from the price, deposit, interest rate and term.Negative equity car loan calculatorCalculate how rolling negative equity into a new car loan impacts monthly payments, total debt, loan-to-value ratios, and long-term interest costs.Car loan eligibility calculatorCar loan eligibility calculator: estimate how much car finance you could borrow from an affordable monthly payment, rate and term.Balloon loan calculator carCalculate monthly auto loan payments with a final balloon lump sum, compare total interest costs, and see the payment difference with and without a balloon.Loan to value auto calculatorCalculate your auto loan-to-value ratio, assess lender risk tiers, and determine equity standing when buying or refinancing a vehicle.UK car loan early repayment calculatorUK car loan early repayment calculator: calculate your settlement figure, interest rebate and maximum early settlement charges under CCA regulations.Car loan overpayment calculatorCar loan overpayment calculator: see how much interest and time you save by paying extra each month on your car finance, from balance, rate and term.Boat loan calculator with down paymentWork out the deposit, amount financed, monthly repayment and interest on a boat loan, and see how a larger deposit cuts the cost.Car loan borrowing calculatorCar loan borrowing calculator: see how much car finance a monthly payment would cover, and how a longer term changes it.Auto loan calculator with feesAdd dealer documentation, title, registration, GAP and warranty fees to a car loan, and see the monthly payment and interest they cost.Auto loan calculator with taxWork out sales tax on a car, then compare paying it upfront with adding it to the loan, including the monthly payment and total interest.Car loan calculator simpleCalculate a flat-rate car loan: monthly payment, total interest and the equivalent APR, so you can compare it with a reducing-balance loan.Tractor loan calculatorTractor loan calculator: monthly payments, interest and total cost of financing a tractor or farm machinery from the price, deposit, rate and term.Helicopter loan calculatorHelicopter loan calculator: monthly payments, interest and total cost of financing a helicopter from the price, deposit, rate and term.Auto loan value calculatorAuto loan value calculator: estimate how much you could borrow against your car's value at a loan-to-value limit.Car loan compensation calculatorEstimate the interest overcharge on a car loan by comparing the rate you paid with a benchmark rate, month by month and over the term.Car loan compound interest calculatorCar loan compound interest calculator: see how compounding grows a car loan balance when it isn't being repaid, and compare it with a repayment loan.Auto loan calculator with down paymentWork out how a down payment changes a car loan: amount financed, monthly payment, deposit share and total interest over the term.Car loan depreciation calculatorProject what a car will be worth after a number of years at a yearly depreciation rate, with the loss in pounds and as a share of the price.Car loan insurance calculatorAdd the monthly cost of comprehensive insurance to a car loan payment and see what the two cost together over the term.Car loan calculator with rebateWork out the interest rebate and settlement figure when you clear a car loan early, including the settlement charge and the net saving.Interest only car loan calculatorSee the interest-only payment, the later repayment and the extra interest on an interest-only car loan with a balloon at the end.Auto loan comparison calculatorCompare two car loans side by side: monthly payment, total interest and total cost, so you can see which offer is cheaper overall.Auto loan calculator including taxSee the monthly payment when sales tax is added to a car loan, with the tax, amount financed and total interest for the term you choose.Auto loan vs lease calculatorCompare buying a car with a loan against leasing it over the same period, including the car's value at the end and the net cost of each.Car loan length calculatorWork out how many payments are left on a car loan, when the last one falls due and how much interest is still to come.Car loan lump sum calculatorCar loan lump sum calculator: see how much interest and time a one-off overpayment saves on your car finance, from your balance, rate and term.Auto loan principal and interest calculatorSee how each car loan payment splits between principal and interest, the balance left and the interest still to come after the payments made.Car loan amount calculatorWork back from a monthly car payment to the amount you can borrow and the car price you can afford, including your deposit.0 apr car loan calculatorWork out 0% APR car finance: the monthly payment, total repayable and the interest saved against a normal car loan at the rate you would pay.Auto loan calculator with trade inCalculate the equity in your trade-in, the amount financed on the new car, the monthly payment and the loan-to-value ratio.Car loan vs car lease calculatorCompare buying a car with a loan against leasing the same car over the same period, including the car's value at the end.Boat loan payoff calculatorBoat loan payoff calculator: see how much interest and time you save by paying extra each month on a boat or marine loan.Boat loan interest and repayment calculatorBoat loan calculator with interest: see the monthly payment, total interest and total cost of a boat loan or marine mortgage.Car loan calculator 0 interestWork out 0% interest car finance: the monthly payment, total repayable, APR with any fee and the saving against a normal car loan.Car loan and insurance calculatorCar loan and insurance calculator: your monthly car finance payment plus insurance, and the total cost over the agreement.Commercial vehicle loan interest rate calculatorCommercial vehicle loan interest calculator: total interest on finance for a van, truck or other commercial vehicle.Commercial vehicle loan eligibility calculatorCommercial vehicle loan eligibility calculator: estimate how much van or truck finance a monthly payment could cover.Commercial vehicle loan balance transfer calculatorSee the principal and interest paid, the balance left and the interest still to come before transferring a van or truck loan.Motorcycle loan calculator with down paymentWork out a motorcycle loan with a down payment: amount financed, monthly payment, deposit share and total interest over the term.Bike loan interest calculatorBike loan interest calculator: see how much interest motorcycle finance will cost, plus the monthly payment and total amount repaid.Refinance motorcycle loan calculatorCompare a motorcycle refinance: old and new payments, interest saved, switching costs and the month the switch breaks even.Boat loan calculator with balloonWork out the monthly payment and final balloon on a boat loan, and see what the deferred lump sum costs in interest.Boat loan value calculatorBoat loan value calculator: estimate how much you could borrow against a boat from its value and a loan-to-value limit.Boat loan affordability calculatorBoat loan affordability calculator: see how much boat finance a monthly payment would cover at your rate and term.Boat loan approval calculatorBoat loan approval calculator: estimate the boat loan you could be approved for from an affordable monthly payment, rate and term.Boat loan refinance calculatorCompare a boat refinance: old and new payments, interest saved, switching costs and the month the switch breaks even.Boat loan calculator with sales taxWork out sales tax on a boat, add it to the loan or pay it upfront, and see the monthly payment and total interest.Boat loan calculator with taxesSee the monthly payment and total cost when boat tax is paid upfront rather than financed, and compare the two treatments.Boat loan calculator with trade inCalculate the equity in your trade-in boat, the amount financed on the new one, the payment and the loan-to-value.Flat rate car loan calculatorFlat rate car loan calculator: work out monthly payments on a flat-rate car loan and its much higher true APR.Reducing rate car loan EMI calculatorCar loan flat vs reducing rate calculator: convert a flat rate into its reducing-balance equivalent and compare monthly payments.Auto loan daily interest calculatorWork out the daily interest on a car loan and the total accrued between two dates, using a 365 or 360 day basis.Auto loan calculator with start dateSee how much of a car loan is repaid by a chosen date, the balance left and the interest still to come, using your first payment date.Dscr calculation for vehicle loanWork out debt-service coverage for a vehicle loan, the annual debt service and the loan a target DSCR would support.Car loan debt to income calculatorWork out your monthly debt-to-income ratio with a car payment included, and see whether it fits inside a 36% limit.Auto loan rate buy down calculatorSee the lower payment and the break-even month when you pay points to buy down a car loan rate, plus the interest saved.Car loan future value calculatorSee what your monthly car payment would grow to if it were saved instead, at a return you choose. Compare the figures before you commit.Is auto loan interest calculated dailySee whether car loan interest is charged daily, the per-diem amount and the interest accrued between two dates.Car loan tax deduction calculatorWork out the tax saved on car loan interest at your marginal rate, and the net interest cost after relief. Compare the figures before you commit.Car loan modification calculatorSee the new payment when arrears are added to a car loan and the balance is restructured on a new rate and term.Car loan effective interest rate calculatorCar loan effective interest rate calculator: work out the effective annual rate on car finance from the payment and term.Car top up loan calculatorSee the new balance and payment when you add to an existing car loan, and the extra interest the top-up costs.Car loan emi calculator reducing balanceSee how a reducing-balance car loan amortises: the balance left, principal and interest paid and the interest still to come.Car loan deferment calculatorSee how a car loan payment holiday raises the payment afterwards and how much extra interest the pause adds. Compare the figures before you commit.Advanced car loan payment calculatorCompare paying a car loan at the start of each month with paying at month end, including the lower payment and the interest saved.Car loan reducing emi calculatorCompare a flat-rate car loan with a reducing-balance quote, including the APR the flat rate really represents.Car loan vs investment calculatorCompare the interest saved by overpaying a car loan with the growth from investing the same monthly amount. Compare the figures before you commit.Auto loan calculator with GAP insuranceAuto loan calculator with GAP insurance: see how adding GAP insurance to your car finance changes the monthly payment and total cost.Car loan variable rate calculatorSee the payment before and after a rate change on a variable-rate car loan, with the balance at the change and total interest.Auto loan calculator with taxesWork out sales tax on a car, add it to the loan or pay it upfront, and see the monthly payment, interest and total cost.Caravan loan calculator with balloon paymentWork out the monthly payment and final balloon on a caravan loan, and what the deferred lump sum costs in interest.Caravan loan interest calculatorCaravan loan interest calculator: total interest on caravan or motorhome finance and how a shorter term reduces it.Car hp loan early settlement calculatorWork out the UK settlement figure and interest rebate when you end car hire purchase early, including the permitted charge.HP loan interest calculatorHP loan interest calculator for the UK: see how much interest a hire purchase agreement costs and how the term changes it.Bike loan foreclosure calculatorWork out the payoff on a motorcycle loan, the daily interest since your last payment and the interest saved by settling early.Bike loan eligibility calculatorBike loan eligibility calculator: estimate how much motorbike finance you could borrow from an affordable monthly payment.

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